30 Minute Money Makeover

30 Minute Money Makeover

Take control of your finances with a quick 30 minute money makeover.

Many of us overspend over the festive period, so January is the perfect time to give yourself a money makeover and take control of your finances.

Maybe it’s one of your New Year’s Resolutions to save money or pay back debt. Maybe you just need to get a bit more organised. Whatever your aim, there’s a few quick things you can do to get started:

Check Direct Debits 

It’s insane the number of people who are paying for unused gym memberships or TV subscriptions. Check your Direct Debits, make sure they’re all up to date and if there’s something in there you don’t use or could do without…cancel it!!! read more

A week in the life of a Tightwad Mama


Being a Tightwad Mama isn’t about being stingy or mean. It’s all about being sensible, organised and realistic with your money. I look for opportunities to save money every day, and last week was a great example:

Today was a GREAT day for cashback app freebies. I know I’m always banging on about them, but I save so much money using them I can’t help it! Personally I check them every day as the offers change sporadically and I don’t like to miss out.

This lot is a great haul because there’s so many products I love but find a bit pricey – like the Brookside chocolates and the Little Dish meals – so getting them for free is awesome. read more

Swagbucks Review – Earn Cash And Gift Cards

Swagbucks Banner

Swagbucks is a great way to earn extra cash in the form of gift cards or via PayPal.

The basic idea is that you earn points (Swagbucks or SB) for completing various tasks such as completing surveys, searching the web or watching videos. You can also collect SB for shopping online (although often you’ll earn more with Quidco or TopCashback so check these first).

When you’ve earned enough SB, you can swap them for gift cards or cash via PayPal.

So…is it too good to be true?

I’ll be totally honest. Last year I absolutely swore by Swagbucks. With a newborn, I needed something to keep me awake during the night feeds. I did tons of surveys and even kept the videos playing on my phone while I was doing other stuff. I cashed out nearly £200 of gift cards in a few months and used them for my Xmas shopping – brilliant! read more

Super Apps for Super Savers

12 Awesome Money Saving Apps

Most of us these days own a smartphone, and there is literally an app for everything – from recording your daily calories to how many times your newborn baby poos. Money saving is no different and there are loads of apps out there to help you save. So what are the best money saving apps?

Here’s a list of my favourites:


The basic idea of cashback apps is that you buy a product, upload a receipt and get some or all of the money you paid back. But why would companies give you stuff for free? Well, it’s pretty simple. Companies want to get exposure for their products or service. So they pay cashback apps to advertise them, then the app passes some of that money back to you. Sounds too good to be true? I thought this when I first discovered them, but they’re totally legit. I’ve had loads of money and freebies and I wouldn’t be without them now! read more

13 Easy Ways To Cut The Cost Of Food Shopping

13 easy ways to cut the cost of food shopping

One of the easiest ways to save money is to cut the cost of food shopping. Food is a necessity. It’s something we all buy regularly, but that doesn’t mean you can’t do it cheaper.

Before I went on maternity leave, we used to shop without a budget or shopping list. We would spend anywhere between £250-350 a month on our ‘big shop’ and still end up at the shops several times in between. Now we spend around £150 a month and that’s with an extra mouth to feed! read more

How To Become A Mystery Shopper

How To Become A Mystery Shopper

Becoming a Mystery Shopper is a great way to earn a bit of extra money and get free products.

It’s easy to do and you can schedule in visits to fit around your everyday life.

Since I started I’ve had so many free products and meals, plus earned a little bit of extra cash. Most mystery shops are quick and easy to complete. You’ll be provided with a full brief which you need to follow carefully, then complete a report afterwards detailing your experience.

I’m registered as a Mystery Shopper with several UK companies: read more

How To Survive Christmas On A Budget

Christmas is my favourite time of year and even though I’m on tight budget I don’t let that affect my celebrations. I’m actually normally a lot more organised and would have finished most of my shopping by now. This year has been a bit more hectic with a baby to take care of, but there’s still time to grab a few bargains and cut the cost of Christmas.


Decide how much you can realistically afford to spend and stick to that budget. If money is a bit tight, consider buying fewer presents – do you really need a gift for your kid’s teacher or the lady down the road? Set a spend limit with family or agree to only buy presents for the kids. read more

How To Boost Your Loyalty Points

I am a huge fan of loyalty schemes. If a company has one, you can bet I’m signed up to it. They are a great way of getting a little something back for shopping you would be doing anyway.

Some schemes can take a loooooong time accrue anything worth spending, but there are ways to boost your loyalty points and make your cards work for you.

Boost your Nectar Points:

Canvass is Nectar’s survey website. You’re rewarded with Nectar points for every survey you complete, and 2 points for every one you get screened out of. Personally I haven’t earned that many points as I do tend to get screened out of quite a few, which can be frustrating, but it’s worth giving it a go. read more

How To Start Managing Money Like A Pro

So you need to take control of your finances but don’t know where to start. If you’re struggling with money it can all be a bit overwhelming. The main thing is you’ve recognised that you need to make a change.

To take control of your finances you first need to know exactly what you’ve got coming in and going out every month. Write down everything, and I mean EVERYTHING you spend money on. Include your mortgage/rent, bills, shopping, petrol, food, nights out, even the chocolate bar you bought on the way to work. read more